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Where to Play Baccarat Online in New Jersey – Guide to the Best NJ Baccarat Casinos

There aren’t as many live dealer or card casino games available, but baccarat remains one of the top choices for online casino gamblers in New Jersey, according to recent surveys conducted by NJ.bet. In this guide, we review the best NJ casinos to play baccarat online for real money (betMGM, bet365, Borgata, DraftKings), along with basic rules and tips.

What is baccarat?

Baccarat is an online casino card game. You wager on two hands – the banker or the player. You can also bet on a tie. The objective of the game is to get as close as possible to nine. Nine is the highest hand.

Baccarat is a lot like that menacing-looking guy you run into in a bar – frightening at first, and then it turns out, as easy-going as could be.

When you first step up to a baccarat table, it’s natural to feel a sense of intimidation. Featuring a rounded table populated by numbers, colors, words, playing cards and chips, there’s a lot to unravel. 

However, like that big dude, there’s nothing to fear here, either. That high rollers love to play baccarat should give you a clue as to why you should be playing, too. Among online casino games, it has an extremely low house edge for some of the baccarat bets.

There are only three bets in baccarat. You can bet the house (the banker), the player, or on a tie.

What Are The Rules Of Baccarat?

Play baccarat online in NJ; the rules are really simple. Yes, baccarat is a complicated-looking game with simplistic rules. Basically, what the objective you seek is to hold a hand of nine, or as close to nine without going over that number. 

At the start of the game, two cards are dealt face down to the player and the banker. Face cards are worth zero, while aces count for one. After baccarat bets are laid, the dealt cards are then turned over and the total value of each hand is announced. 

If either hand adds up to eight or nine, the game is over and the high score wins. However, if the hands add up to five or less, another card is dealt.  

Basic Baccarat Strategy

Don’t bet the house, but if you’re looking for a sound baccarat strategy, bet on the house – in this case, the banker. The house edge on a banker bet in baccarat is a minimal 1.6%. That’s among the lowest house edges you’ll find in online casino games. Even a bet on the player comes with a limited house edge of 1.24%. 

While it’s tempting to bet the tie, because it offers a much higher rate of payout – sometimes at a rate of as much as +800 – the odds of a tie occurring in an online game of baccarat are extremely remote. And the house edge on a tie bet is 15%.

Top Online Casinos For Live Baccarat

If you’re looking for the best online casinos in New Jersey to play baccarat, we’ve got you covered. Check out our list of the top sites below.

BetMGM NJ & Baccarat

You won’t want an opportunity at BetMGM online casino if you’re a baccarat player. They offer nearly 10 varieties of baccarat to entice you to the table. There’s the gleaming BetMGM Going For The Gold baccarat. Old-school types can opt to stick with classic baccarat, while hockey fans can go with NHL baccarat. If you prefer live dealer games with higher bet limits, there’s First Person baccarat and First Person Dragon Tiger.

DraftKings Online Baccarat

You’ll find six different versions of baccarat on tap at the DraftKings Casino, including live dealer baccarat. This game has a minimum bet of $5. If that’s too rich for your blood, try one of four $1 minimum baccarat games, including First Person Dragon Tiger. And for the high rollers, there’s also DraftKings High Limit Squeeze Baccarat.

Borgata Online Casino & Baccarat

You can play First Person Baccarat, First Person Lightning Baccarat, or First Person Golden Wealth Baccarat inside the live dealer studio at the Borgata Casino. There’s also classic baccarat, NHL baccarat, First Person Dragon Tiger and Live Baccarat.

FanDuel Casino & Baccarat

Their exclusive baccarat game at FanDuel offers a high limit bet of $1000. That’s chump change compared to the live dealer baccarat action at FanDuel. First Person baccarat offers a $10,000 limit, while First Person Dragon Tigers is set with a $5,000 limit. You can also go for the gusto with Live Dealer Baccarat and its high limit of $15,000.

Not all baccarat games are made the same. Online casinos are always looking to put a new spin on a popular game and these versions of baccarat certainly do the trick.

First Person Baccarat

Play this live dealer casino game at BetMGM. First Person baccarat is an electrifying game experience that is streamed in real time. It features such perks as side bets and player/bankers bonuses. One of the most enticing aspects of First Person baccarat is the high table limits. You can wager up to $1000 per hand.

You can also play baccarat on your mobile phone. Yes, all of today’s online casino games are optimized for the mobile devices (whether you have an Android phone or iOS tablet). In fact, in many instances, you don’t even need to download a casino app. Online casino mobile web browsers offer top tier quality and speed for your baccarat online games.

Live Baccarat Squeeze

While the standard rules of baccarat are in place, there’s a whole lot of different stuff going on when playing Live Baccarat Squeeze. For starters, cards are dealt face down instead of face up. The squeeze comes into as the dealer slowly and deftly squeezes the corner of the cards to reveal them, adding to the intensity. Play Live Baccarat Squeeze at DraftKings and there’s a high limit to your bets.

First Person Golden Wealth Baccarat

This live dealer creation of Evolution Gaming takes First Person baccarat to the next level. A magical pot of gold in the middle of the table delivers five golden cards with each round of game play. Each golden card is given a random multiplier. If your winning hand holds any of the golden cards, your winnings will be multiplied accordingly. Play First Person Golden Wealth baccarat at the Borgata Casino.

Top Online Casinos for Baccarat in New Jersey – Baccarat Variety, Bet Limits, and Bonuses

CasinoBaccarat Games Live Dealer BonusFeatures
BetMGM NJ10+ variants, including Classic, First Person Baccarat, Dragon TigerYes, Live Dealer Baccarat$1,000 deposit match + $25 bonus. Code: NJDOTBETExclusive BetMGM Gold Baccarat, high bet limits, side bets
DraftKings6 variants, including High Limit Squeeze, Dragon TigerYes, Live Dealer Baccarat$50 in credits for $5 betLow minimum bets ($1), high roller tables, live streams
Borgata7 variants, including Lightning Baccarat, First Person Golden WealthYes, Live Dealer Baccarat$1,000 deposit match + $20 bonusLightning multipliers, innovative side bets, high limits
FanDuel5 variants, including Live Baccarat, First Person Dragon TigerYes, Live Dealer BaccaratPlay $1, get $100 in casino creditsHighest table limits ($15,000), great live experience
Caesars5 variants, including Classic, Live BaccaratYes, Live Dealer Baccarat$2,500 first deposit bonusHigh-quality live dealer streams, exclusive baccarat events
Bet365 NJ4 variants, including First Person Baccarat, Golden WealthYes, Live Dealer Baccarat10 days of spin reveals for first $10 wagerDaily bonus spins, top-tier live dealer games
PlayStar4 variants, including Classic and Live BaccaratYes, Live Dealer Baccarat$1,000 deposit match + 500 free spinsBonus spins, smooth mobile experience, good for live betting
Hard Rock3 variants, including Live Dealer BaccaratYes, Live Dealer Baccarat$1,000 deposit match + 500 free spinsImmersive live dealer environment, regular promotions
Explore more real money games at the best NJ online casinos here.

Best Online Casinos for Live Dealer Baccarat in New Jersey

  • BetMGM NJ Casino – best for live baccarat, bonus code NJDOTBET
  • DraftKings Casino
  • FanDuel Casino
  • Borgata Casino
  • Caesars Casino
  • Bet365 Casino
  • PlayStar Casino
  • Hard Rock Casino

Best Online Casino Baccarat Bonuses

Play baccarat online with the best bonus offers and promotions at NJ casinos. For example, you’ll get a $1000 first deposit match when you sign up as a new player at BetMGM Casino and they’ll also throw in $25 in casino bonus play. Likewise, there’s a $1000 first deposit match awaiting newcomers to the Borgata Casino, along with $20 in casino bonus play.

PlayStar Casino also offers a $1000 first deposit match and they kick in 500 free spins. You can get the identical offer as a new player at the Hard Rock Casino.

Caesars Palace delivers an impressive $2500 first deposit bonus as a welcome offer. You can access a 50% first deposit match of up to $1000 at Jackpot City Casino. 

Play $1 on any casino game at the FanDuel Casino and they’ll welcome you with $100 in casino bonus play. At the DraftKings Casino, play $5 and instantly receive a welcome bonus of $50 in casino credits. 

There’s a unique welcome offer awaiting you at Bet365 Casino. Sign up and make a first wager of $10. For 10 out of the next 20 days, you’ll be eligible to take a whirl on their spin reveal. Each of those days, you’ll be eligible to garner five, 10, or 20 bonus spins.

The Five Best NJ Sites for Playing Baccarat Online
bet365 Online Casino NJ
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BetMGM NJ Casino
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BetMGM Casino Bonus: up to $1,000 and $25 on the house.
Licensed online casino brand in New Jersey, 1500+ games & slots, MegaJackpots titles available, 12+ trusted and fast deposits methods, 65+ table games inc. Blackjack, Leaderboard challenges, Fast Payouts, BetMGM Rewards
Borgata Online Casino
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Borgata Casino Bonus: Deposit Match up to $1,000 + $20 FreePlay. Code: NJBETBRGT
Licensed in New Jersey online casino, 2,000+ slots & games, Slots leaderboards, Full mobile app for iOS/Android, Borgata Rewards
PartyCasino NJ
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PartyCasino NJ: Get up to $200 in Match Bonus
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Licensed in NJ casino site and app, 15+ progressive jackpots, Exclusive blackjack games, Play+ Card, Daily slot tournaments, Fast Withdrawals, Rewards
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Basic Baccarat Terminology: 5 Most Used Words

Baccarat is one of the easiest online casino table games to learn. Even better, it offers among the lowest house edges for online casino play, much lower than more popular games such as roulette or slots. Here are some basic baccarat terms.

  • Banker: One of the two main betting options. You’re betting that the banker’s hand will win.
  • Player: The other primary betting option. You’re betting that the player’s hand will win.
  • Tie: A bet that both the banker and player will have the same total value. While the payout is high, it’s rare.
  • Natural: When the first two cards total 8 or 9, it’s called a “natural” and ends the round.
  • Commission: A 5% fee usually charged on Banker bets, since they have a slightly higher chance of winning.

Three Simple Baccarat Strategies Online:

  • Bet on the Banker: Statistically, betting on the banker is the safest option. It has a house edge of about 1.06%, which is the lowest of all three bets. If you bet on the banker consistently, your odds of winning are slightly better compared to other bets.
  • Avoid the Tie Bet: The payout is tempting (often 8:1), but the house edge is extremely high (around 14%), making it a risky choice. Even though a tie pays more, you’re better off sticking to banker or player bets for more consistent wins.
  • Manage Your Bankroll: Set a budget and don’t chase losses. Baccarat can be fast-paced, so knowing when to stop is key. If you start with $100, decide to walk away when you either double your money or lose 50% to avoid losing everything.
How to play baccarat? Video!

Baccarat and Metaverse Integration

Some forward-thinking online casinos are beginning to introduce metaverse-based baccarat gaming experiences, allowing players to immerse themselves in a virtual environment that mimics a physical casino. For instance, you could find yourself at a virtual baccarat table, interacting with lifelike avatars of other players and dealers. This type of baccarat online gameplay, currently being explored by platforms like Decentraland and Somnium Space, aims to provide a real-world casino gaming from the comfort of your home. Imagine walking through a virtual casino, sitting down at a baccarat table, and chatting with other players—all from your VR headset​.

Learn more about baccarat games at betMGM’s blog.

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