A New Jersey-based lottery, Cash4Life was originally launched in the Garden State and neighboring New York in June of 2014. Today, there are 10 state lotteries that also sell tickets for the Cash4Life Lottery.
The grand prize is an annuity of $1,000 a week for life. Winners can also opt for a one-time cash payment of $7 million. There are also seven second prizes of $1,000 per week for life, or a one-time lump sum payment of $1 million.
Cash4Life Lottery tickets cost $2 per drawing. Originally, Cash4Life was a twice-weekly draw on Mondays and Thursdays. Today, there is a Cash4Life Lottery draw every night of the week.
How To Play Cash4Life Lottery
When playing Cash4Life Lottery, you will be required to choose five white ball numbers that range between one and 60. You must also select one green ball – known as the Cash Ball – between one and four. You may also choose the quick pick option and have the lottery machine select your numbers at random.
Under New Jersey State Lottery regulations, Cash 4 Life Game online lotto players must indicate their choice of the cash or annuity option when purchasing their Cash4Life ticket. Customers who choose the annuity option can later decide to switch to the cash option. However, when a player chooses payment via the cash option, that choice is binding.
If there are more than 14 winners sharing in the grand prize, it will be paid out in cash. The same applies to any second-prize lifetime winnings that are shared by five or more people.
The Doubler
Unique to New Jersey, The Doubler is an additional play you can make on your Cash4Life Lottery ticket. This bonus play was introduced on May 15, 2017.
For the additional cost of $1, you can basically double down on any of the prizes offered that are not part of the for life equation of the lottery payouts.
For instance, suppose you pay the additional $1 for The Doubler and you hit on four regular numbers and the cash ball number. Normally, that would pay you $2,5000. However, by playing The Doubler, you now would win $5,000.
Despite the popularity of this function, New Jersey remains the only Cash4Life Lottery state to offer The Doubler.
Where To Play Cash4Life Lottery
The nightly Cash4Life draw is held at 9 pm ET at New Jersey Lottery Headquarters in Trenton. The draw is live streamed online.
Two machines are utilized to make the drawing. The larger machine spits out the five regular numbers, while a smaller machine delivers the Cash Ball.
It is possible to purchase lottery tickets in New Jersey through a third party app. However, the New Jersey Lottery does not directly sell tickets online. You can download the NJ Lottery app and create an epayslip with your favorite numbers. This function comes with a barcode. You just present that barcode to a NJ Lottery retailer, or scan it at a NJ Lottery vending machine in order to purchase your ticket.
Can you play the Cash4Life Lottery online in New Jersey?
Yes, New Jersey residents can play Cash4Life online using licensed lottery courier services like Jackpocket or Lotto.com. These apps allow you to order official tickets and receive scanned copies as proof of purchase.
Are Cash4Life NJ winnings taxable?
Yes, Cash4Life prizes are subject to both federal and state taxes. In New Jersey, the state lottery withholds 8% on prizes over $10,000. Federal withholding is typically 24%. Annuity payments are also taxed annually.
What are the odds of winning the Cash4Life grand prize?
The odds of winning the top prize—$1,000 per week for life—are approximately 1 in 21,846,048. Overall odds of winning any prize in the game are around 1 in 8.
Can you claim a Cash4Life prize anonymously in New Jersey?
No, New Jersey does not currently allow lottery winners to remain anonymous. The NJ Lottery is required to release your name, town, and prize amount, although you can claim through a trust to help maintain privacy.
What are the best alternatives to Cash4Life in New Jersey, including online options?
If you’re looking for other lottery-style games beyond Cash4Life, New Jersey also offers Pick-6, Jersey Cash 5, and Mega Millions. For a more interactive online gambling, you can try real money games and digital scratch cards at NJ online casinos. Some sweepstakes casinos like Pulsz and WOW Vegas also offer free-to-play instant wins that mimic lottery gameplay. You’ll find a full list of legal casino options and promos for NJ players at NJ.Bet.
